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Stocks to Riches is a distillate of his experience. It simplifies investing in stocks and provides key perspectives for a lay investor venturing into the market. At the end of the day, Stocks to Riches helps the retail investor make money by following the time-tested and proven guidelines provided in the book.

A must read for brokers, analysts and retail investors. This book studies investing and behavioral trends in Indian capital markets, and shows the follies of collective behavioral biases and their impact on investor decisions and returns. What makes this book unique is that it covers the entire spectrum of personal finance management.

With a wide range of investment options available today, this book guides you in a simple manner to make the right choices. It empowers the reader to identify the right investment.

Retail Investors or HNIs or corporate honchos — there is a plan for everyone in this book. It takes more than just raw statistics and market reports to gauge which stock has the potential to give the investor a handsome return. How to Choose Winning Stocks: Rewriting Formulas for Investment shows investors how to distill data from the markets to select profitable stocks, avoiding investment risks and traps.

The book is based on the value investment principle advocated by such investment greats as Benjamin Graham and Warren Buffett. The author explains formulas and data analysis methods through which the reader can calculate the potential for profits of company stocks. Analyzing the fundamentals of a company, the common sense approach taken by the book is easy to understand and practise. The key areas covered in the book are: - Valuation ratios related to market capitalization - Analysis of the EPS and Assets Per Share models - Identifying companies based on quarterly results - Sector-wise profitability analysis - Mutual Funds - Unconventional ratios to identify stocks - Investing tips from available literature A ready reference for stock market investors, market analysts, investment bankers, and portfolio management services companies, the book is replete with illustrations, diagrams and examples of Indian origin to give even a lay reader an understanding and appreciation of the work.

It will prove to be an extremely rewarding investment guide for both amateur and professional investors. Billionaire investors. Clearly, they possess a kind of genius—the proverbial Midas Touch. Blind faith consists of belief in amulets, charms, talismans, bones of saints, certain shrines and waters to heal, etc. In other words, it is faith without any understanding and is often only temporary in its therapeutic value. I suggest to people who are sick to make use of the services of a physician and to keep on praying not only for themselves but also for the physician.

Honour a physician with the honour due unto him for the uses which ye may have of him; for the Lord hath created him. For of the most High cometh healing, and he shall receive honour of the king …. The Lord hath created medicines out of the earth; and he that is wise will not abhor them … And he hath given men skill, that he might be honoured in his marvellous works.

There is a time when in their hands there is good success. A friend of mine in Waterford arranged a tour for me of the Waterford glass factory, the glass of which is legendary in its fame. I witnessed experienced craftsmen making the crystal, the raw material of Waterford glass blooming into depth and sparkle. One of the craftsmen caused a ray of light to fall on the cut crystal; then the real glory of its facets, diamonds, flutings and ovals shone forth in a spectrum of indescribable beauty.

But the point I want to make is that my friend was lame and carried a cane, and he walked with great difficulty. I asked him whether he was getting medical treatment or not. He said yes, that cortisone was administered to him and he took pain pills. At the same time the mesmeric or hypnotic suggestions freed him from pain for twenty-four hours. Hypnotic suggestions to the subconscious have only temporary.

My friend began to see that he had not reached the cause of his condition. He began to understand that true, permanent healing comes with forgiveness, love and goodwill to all, and spiritual insight — all these are real healing forces.

He admitted he was seething with hostility, guilt, resentment and hatred toward many people. He began to realize that his destructive emotions contributed to his condition. I suggested that he cooperate with his doctor and pray for him and also bless him, which he promised to do. I fully and freely forgive everyone, and I sincerely wish for them health, happiness, peace and all the blessings of life. God be with you. The Healing Light of God is focused at that point in my mind where the problem is and it is shattered, making way for the Holy Spirit spirit of wholeness to indwell every thought and every cell.

I give thanks for the healing that is taking place now, for I know all healing is of the Most High. I know God is guiding my doctor, and whatever he does will bless me. He has been reiterating these truths slowly, quietly, and feelingly morning and night, knowing all the while that these spiritual vibrations will enter into his subconscious mind, obliterating the negative patterns lodged there by years of vicious and destructive thinking.

The second letter I have received from him said that his local physician is amazed at his progress, and that the calcareous deposits, inflammation and edema are gradually diminishing. He is well on the road to a real spiritual healing, for all healing is of the Most High. I am the Lord that healeth thee Exodus Blarney Castle is situated five miles from Cork City and is famous for its stone, which has the traditional power of conferring eloquence on all who kiss it.

To kiss the stone, which is set in the wall, one has to lean backwards grasping an iron railing , and after that kiss the fortunate person is supposed to develop marvelous powers of speech.

I was told by a clergyman visiting here that whereas formerly his sermons had been dull and uninviting, he had become a powerful orator and that after kissing the stone, people flocked to his sermons so that his church was always crowded whenever he gave sermons at mass. This demonstrates the power of belief. The Bible says: All things are possible to him that believeth Mark You will agree that there is no power in a stone to confer the gift of oratory or eloquence, but the belief and expectancy of man stirs up the dormant powers in the depths of the subconscious mind which were always there, waiting to be recognized and utilized.

Riding through this gap on the sturdy ponies of Kerry is a thrill enjoyed by visitors. In the Ice Age, glaciers carved the mountain out of the surrounding hills. The towering summits of the Reeks, the changing shadows on the mountain tops, and the silence and solitude of the cliff-bound road combine to make an unforgettable impression on the visitor.

It was here that my companion got an acute attack of asthma. He used a throat spray, which gave him some relief. He also gave himself a subcutaneous injection of adrenalin. He said he got an attack about noon every day. Since the attack was sometimes greater than others, a doctor showed him how to use the hypodermic needle in case of emergency.

My father had it all his life, and I was present when he died from an attack. I took you out of the gutter and gave you a home. You are an illegitimate child. He felt guilty because of his hatred and resentment. Though frequently confessing this error, nevertheless it remained suppressed in the deeper recesses of his mind.

Being a negative and destructive emotion, it had to have an outlet sooner or later. Then, when his foster father died, he took on the symptoms as a form of self-punishment for his sins.

I explained to him fully the workings of his deeper mind and pointed out to him that though he undoubtedly deeply resented the fact that he was born out of wedlock, there is no such thing as an illegitimate child in the eyes of God. The real illegitimate child is one who thinks negatively and one who fails to conformto the Golden Rule and the Law of Love.

He had developed the symptom for no other reason than that he felt he should be punished and should suffer for his sense of unworthiness and self-rejection, plus his hatred and antagonism for his foster father who had adopted him I pointed out that his foster father had done the best he could for him and had played the dual role of a real father and mother.

I told him he should forgive his foster father for his angry outburst. He began to see the light immediately and perceived at the same time that he was punishing himself. When he drove me back to the hotel in Killarney, I gave him a copy of The Power of Your Subconscious Mind 1 and wrote out a special prayer for him to use several times daily, advising him also to continue cooperating with his physician.

I forgive myself for harboring negative and destructive thoughts about myself and others, and I resolve not to do this any more. The breath of the Almighty gave me life, and I know God breathed into me the breath of life and made me a living soul with all the powers and attributes of God within me.

I inhale the peace of God and exhale the love of God, and God flows through me as harlmony, joy, love, peace, wholeness and perfection. Joseph Murphy, Prentice-Hall, Inc. I suggested that he affirm these great truths for about five minutes morning, afternoon and night, and that he be careful to never deny what he affirms.

On my return home to Beverly Hills, I received a lovely letter from him saying he has been completely free from all symptoms and has had no recurrence of any kind. Truly, the explanation is oftentimes the cure. During the course of the conversation, I said to her that I wrote along psychological and spiritual lines dealing with the problems of mankind. She was a nurse and had had a persistent skin rash for two years. She had consulted eminent dermatologists attached to the hospital where she worked, and they had prescribed various lotions and ointments, all to no avail.

We talked along psychosomatic lines, and I told her about the research work of Dr. Flanders Dunbar, author of Emotions and Bodily Changes who says that the skin is where the inner and the outer worlds meet, and she chides her confreres when they fail to see that many skin conditions are caused by negative emotions such as hostility, resentment and other emotions inimical to our well-being. In other words, the skin is an organ of elimination, and mental poisons based on repressed emotions such as guilt, anxiety and remorse become translated into physical symptoms.

The young lady asked if she could come and have a conference with me before I left London, and I gladly consented to see her at the St. See also Healing Beyond Medicine, D. Snively, M. I was quite frank with her and told her that I sensed she felt very guilty about something and believed in the need of punishment, and that if she confessed and cleansed her mind, the itching rash might well disappear. A bottled-up emotion repressed in the subconscious will sooner or later be translated into a bodily symptom She confessed that she was married and that her husband was on a government assignment in India.

During his absence she had been having sexual relations with her dentist, and she was full of remorse and guilt. She felt that God was punishing her for her sins. I explained to her that God, or the Life-Principle, never punishes, but that man punishes himself by his misuse of the laws of mind. For example, if you cut yourself, the Life Principle proceeds to form a blood clot called thrombin, and the subjective intelligence builds a bridge and forms new tissue.

If you burn yourself, the Life-Principle holds no grudge, but it seeks to restore your skin to normal by reducing the edema, giving you new skin and tissue. If you take some bad food, the Life-Principle causes you to regurgitate it, as It always seeks to restore you to health. The tendency of the Life- Principle God is to heal, restore and make you whole.

Being a nurse, she understood all this. As I explained to her, self-condemnation and self-criticism are destructive mental poisons that send psychic pus all over the system, robbing one of vitality, vigor, wholeness and strength, leaving one a physical and mental wreck. I pointed out to her that all she had to do was to get all her thoughts to conformto the Divine Law of harmony and love. A new beginning is a new end. We prayed together, claiming Divine love, peace and harmony were now saturating her entire being and that she was Divinely guided and watched over by an overshadowing Presence.

The prize she sought was health, happiness and peace of mind. At the end of our meditation, the effulgence of an inner light glowed in her eyes and she felt something happen to her in the silence — the rash disappeared completely. We joined together in saying, Father, I thank thee that thou hast heard me. And I know that thou hearest me always John , An old friend in London visited me at St.

Darkness seems to trouble him This had been going on for two years. I asked the mother what had happened two years ago which had given a great shock to the boy which might be suppressed in his deeper mind, since the subconscious mind never forgets any experience, and that which we wanted to know about was the repressed emotion. She recalled that two years previously the house they were living in in Liverpool had caught fire in the middle of the night, and the father had put his coat over the boy to protect him from the smoke.

We explained to the boy that his father was only trying to protect him and save his life, and that he should radiate love to his father and mother. I counseled the boy and his mother, explaining that no matter what had happened in the past, it could be changed now by filling the subconscious mind with life-giving patterns, as there is no time or space in mind, and that the lower is always subject to the higher.

I gave the mother a prayer for her boy and asked the boy to use it also prior to sleep. This is the prayer the mother used:. He is poised, serene, calm, relaxed and at ease. The joy of the Lord is his strength. The Healing Presence flows through him as harmony, peace, joy, love and perfection. God is, and His Presence vitalizes, energizes and restores his whole being to wholeness, beauty and perfection.

He sleeps in peace and wakes in joy. I told her to continue with the doctor and the prayers and to keep me informed. He had a vision in his sleep. Tell your mother. This was the subconscious of the boy revealing to him his healing.

I the Lord will make myself known unto him in a vision, and will speak unto him in a dream Numbers I now identify myself with the Infinite Source of supply. I listen to the still, small voice of God within me. This inner voice leads, guides and governs all my activities. I am one with the abundance of God. I know and believe that there are new and better ways of conducting my business; Infinite Intelligence reveals the new ways to me.

I am Divinely prospered in all ways. Divine Wisdom within me reveals the ways and means by which all my affairs are adjusted in the right way immediately. I know that The Lord Law will perfect that which concerneth me. The whole world and all its treasures in the sea, air and earth were here when you were born. Begin to think of the untold and undiscovered riches all around you, waiting for the intelligence of man to bring them forth.

A sales manager said to me the other day that an associate of his sold a million dollar idea for expansion to the organization; he also added that there were more millionaires now in the United States than at any time in history.

You can have an idea worth a fortune! Moreover, you are here to release the imprisoned splendor within you and surround yourself with luxury, beauty and the riches of life. In this book, you will learn that it is necessary to have the right attitude toward money. When you really make friends with money, you will always have a surplus of it. It is normal and natural for you to desire a fuller, richer, happier and more wonderful life.

When money is circulating freely in your life, you are economically healthy, in the same manner as when your blood is circulating freely, you are free from congestion. Begin now to see money in its true significance and role in life as a symbol of exchange.

Money to you should mean freedom from want; it should mean beauty, luxury, abunldance, sense of security and refinement. Being poor is a mental attitude. What you write inspires, lifts up, and encourages others. When you adopt the right attitude, financial compensation will automatically come to you freely and copiously. She actually disliked money. I explained to her that there was no evil in the universe and that good and evil were in the thoughts and motivations of man.

All evil comes from misinterpretation of life and misuse of the laws of mind. In other words, the only evil is ignorance, and the only consequence is suffering. It would be foolish to pronounce uranium, silver, lead, copper, iron, cobalt, nickel, calcium or a dollar bill evil. The only difference between one metal and another is the number and rate of motion of electrons revolving around a central nucleus.

I look upon money as Divine substance, for everything is made from the One Spirit. I know matter and spirit are one. Money is constantly circulating in my life, and I use it wisely and constructively. Money flows to me freely, joyously and endlessly. Money is an idea in the mind of God, and it is good and very good. Her income has tripled in three months, which was just the beginning of her financial prosperity.

Some years ago, I talked with a minister who has a very good following. He had an excellent knowledge of the laws of mind and was able to impart this knowledge to others, but he could never make ends meet!

He had what he thought was a good alibi for his plight by quoting from Timothy: For the love of money is the root of all evil I Timothy , forgetting what followed in the 17th verse of the same chapter, when Paul charges the people to place their trust or faith in the living God, who giveth us richly all things to enjoy I Timothy Love in Biblical language is to give your allegiance, loyalty and faith to the Source of all things, which is God.

You are not, therefore, to give your allegiance, loyalty and trust to created things, but to the Creator, the Eternal Source of everything in the universe. Man must also claim peace, harmony, beauty, guidance, love, joy and wholeness in all phases of his life. To make money the sole aim in life would constitute an error or wrong choice. You must express your hidden talents, find your true place in life and experience the joy of contributing to the growth, happiness and success of others.

As you study this book and apply the laws of your subconscious in the right way, you can have all the money you want and still have peace of mind, harmony, wholeness and serenity. To accumulate money to the exclusion of everything else causes man to become lopsided and unibalanced. I pointed out to this minister how he was completely misinterpreting the Scripture in pronouncing pieces of paper or metals evil, when these were neutral substances, for there is nothing good or bad but thinking makes it so.

He began to see all the good he could do with more money for his wife, family and parishioners. He changed his attitude and let go of his superstition. I am inspired and illumined, and I give a Divine transfusion of faith and confidence in the One Presence and Power to all those who hear me. This young minister made a habit of this prayer, knowing that it would activate the powers of his subconscious mind. Today he has a beautiful church which the people built for him He has a radio program and has all the money he needs for his personal worldly and cultural needs.

I can assure you, he no longer criticizes money. If you follow the procedure and technique outlined herein, you will never want for money all the days of your life. Step 1: Reason it out in your mind that God, or the Life-Principle, is the Source of the universe, the galaxies in space, and everything you see, whether you look at the stars in the sky, the mountains, the lakes, the deposits in the earth and sea, or all animals and plants.

The Life- Principle gave birth to you, and all the powers, qualities and attributes of God are within you. Come to a simple conclusion that everything you see and are aware of came out of the invisible mind of God, or Life, and that everything that man has invented, created or made came out of the invisible mind of man; and the mind of man and the mind of God are one, for there is only one mind common to all individual men.

Come now to a clear-cut decision that God is the Source of your supply of energy, vitality, health, creative ideas, the Source of the sun, the air you breathe, the apple you eat, and the money in your pocket, for everything is made inside and out of the Invisible. It is as easy for God to become wealth in your life as it is to become a blade of grass. Step 2: Decide now to engrave in your subconscious mind the idea of wealth. Ideas are conveyed to the subconscious by repetition, faith and expectancy.

By repeating a thought pattern or an act over and over again, it becomes automatic, and, your subconscious being compulsive, you will be compelled to express it. The pattern is the same as learning to walk, swim, play the piano, type, etc. You must believe in what you are affirming. Realize that what you are affirming is like the apple seeds you deposit in the ground, and they grow after their kind. By watering and fertilizing these seeds, you accelerate their growth. Know what you are doing and why you are doing it.

God is the Source of my supply, and all my needs are met at every moment of time and point of space. It is a Divine idea, and I accept it in Divine Order. This is the master key. When applied as outlined in the above program, the law of opulence will work for you as well as for anybody else. The law of mind is no respecter of persons. Your thoughts make you wealthy or poor. Choose the riches of life right here and right now.

A sales manager sent me one of his men for counseling. This salesman was a brilliant college graduate and knew his products very well. The sales manager felt he should double or triple that. In talking to the young man, I found he was down on himself. He said that he had been born in a poverty-stricken home and that his parents had told him that he was destined to be poor. I explained to him that he could change his subconscious by feeding it with life-giving patterns.

Accordingly, I gave him a mental and spiritual formula to follow which would transform his life. I explained to him that he should under no circumstances deny what he affirmed, because his subconscious mind accepted what he really believed.

Divine law and order govern my life, Divine peace fills my soul, Divine love saturates my mind. Infinite Intelligence guides me in all ways. I am advancing, moving forward and growing mentally, spiritually, financially and in all other ways. I know these truths are sinking into my subconscious mind and will grow after their kind. A year later when I met this young man again, I discovered that he had been transformed. My faith in God means my faith in all things good. I unite myself now with true ideas and I know the future will be in the image and likeness of my habitual thinking.

I am the captain of my own soul; I am the master of my fate; for my thought and feeling are my destiny. Bring joy into your life. Pray for joy by claiming it. No will power, no muscle power, no blood vessel power is involved in this mental and spiritual therapeutic technique.

Just know and claim that the joy of the Lord is flowing through you now and wonders will happen as you pray this way. Freedom and peace of mind will be yours as a result. I had reached the point where I had not enough money for food for the children. All my needs are instantaneously met now and all the days of my life. The owner of the market asked me if I wanted to work there as a cashier, since the present one had just gotten married and left. I accepted it, and shortly afterwards I married the owner my boss , and we have experienced and are experiencing all the riches of life.

This woman looked to the Source; she believed in her heart, and the blessings of the Infinite followed. Her good was magnified and multiplied exceedingly. Infinite Intelligence leads and guides me in my studies. I pass all my examinations in Divine order. I radiate love and goodwill to all my classmates. I am happy, joyous and free. God loves me and cares for me. She said that a tremendous change has taken place in her students and that not a single one has failed in her classes for the past three years.

She stated that she gives them a transfusion of faith and confidence in the Almighty every morning by telling them that they will pass, that they will be guided in their studies, and that they will have a perfect memory for everything they need to know. The students listen to her, absorb the truth of her statement, and together with their morning affirmations, these truths sink into their subconscious mind; and according to the impression in their subconscious, is it done unto them. She is a wise teacher who has discovered that scientific prayer works wonders and miracles in an endless number of ways.

A sales manager told me that he had been fired because of excessive drinking on the job and because of being involved with one of the secretaries in the office. He was very distressed, dejected, and worried about his wife, his income and his future.

In talking with his wife later, I discovered that she was a chronic nagger and had tried unsuccessfully to dominate and control her husband. She was abnormally jealous and very possessive, and she clocked him in every evening, creating a scene if he were not home at a certain hour. He was emotionally and spiritually immature and did not handle the matter at all constructively. He deeply resented her nagging and her clocking of his arrival at home and retaliated by drinking and becoming involved with another woman.

Both of them agreed to start a prayer process night and morning, realizing that as they prayed for each other there could not possibly be any bitterness, hostility or resentment, as Divine love casts out everything unlike itself. God is guiding him to his true place.

God prospers him in all ways. There are harmony, peace, love and understanding between us. It is God in action in our lives. God loves her and cares for her. I see God in her and she sees God in me. She told how they were now praying together. He was deeply impressed, and she and her husband discovered very quickly the riches of scientific prayer. Constantly affirm, feel and believe that God multiplies your good exceedingly and you will be enriched every moment of the day spiritually, mentally, intellectually, financially and socially, for there is no end to the glory of man for his daily living.

Watch the wonders that will happen as you impress these truths in your subconscious mind. You will experience a glorious future, even in a financial way. Watch your thoughts. Never talk about economic lack and limitation; never talk about your being poor or in want. It is very foolish to talk to your neighbors or relatives about hard times, financial problems and like matters.

Count your blessings. Realize that the feeling of wealth produces wealth. Look up to the Source. Make it a practice to pray for Divine guidance in all your ways and believe that God is supplying all your needs according to His riches in glory.

As you make a habit of this attitude of mind, you will find the invisible law of opulence can and will produce visible riches for you. God guides, prospers and inspires me. I am illumined and His healing love flows from me to all my clients. Divine love comes in my door and Divine love goes out of my door. All those who come into my salon are blessed, healed and inspired.

The Infinite Healing Presence saturates the whole place. This is the day the Lord hath made, and I rejoice and give thanks for the countless blessings which come to my clients and to myself. She had this prayer written out on a card and reiterates these truths every morning. At night she gives thanks for all her clients, claiming that they are guided, prospered, happy and harmonious and that God and His love flow through each one, filling up all the empty vessels in her life.

She stated to me that following this prayer technique pattern, at the end of three months she had far more clients than she could handle and had to hire three additional operators! She had discovered the riches of effective prayer and is prospering beyond her fondest dreams. My favorite Bible verse with which I saturate my mind is: He giveth to all life, and breath, and all things Acts She looks to the Living Spirit Almighty within her for promotion, achievement, wealth, success and happiness.

Whosoever trusteth in the Lord, happy is he Proverbs Almighty will move on your behalf, compelling you to express fully what you meditate on Let go now, and permit the Infinite riches of the Infinite One to open up new doors for you, and let wonders happen in your life.

In prayer therapy, avoid struggle and strain, since this attitude is indicative of your unbelief. In your subconscious is all the wisdom and power necessary to solve any problem Your conscious mind is prone to look at external conditions and tends continually to struggle and to resist. Remember, however, it is the quiet mind that gets things done. Quiet your body periodically; tell it to be still and relax, and it will obey you.

When your conscious mind is quiet and receptive, the wisdom of your subconscious mind rises to the surface mind and you receive your solution. You can know if you have succeeded in prayer by the way you feel. If you remain worried or anxious, and if you are wondering how, when, where or through what source your answer will come, you are meddling.

This indicates you do not really trust the wisdom of your subconscious. Avoid nagging yourself all day long or even from time to time. When you think of your desire, lightness of touch is important; remind yourself that Infinite Intelligence is taking care of it in Divine order far better than you can by tenseness of your conscious mind. Expect your prayer for harmony, wholeness, vitality and abundance to be answered. You may pray later on during the day, as soon as you have gotten away from the last prayer.

You will know when your prayer is answered by experiencing an inner sense of peace and certitude, followed by no further desire to pray. Long sessions of prayer are usually a mistake, as they may indicate you are trying to force things by using mental coercion, which always results in the opposite of what you are praying for. You will often find that a short prayer uttered from the heart gets better results than a long prayer. Learn to let go and relax.

Do not give power to the ailment or condition. Give power and allegiance to the Infinite Healing Presence. The swimming instructor tells you that you can float on the water, which will support you if you remain quiet, still and at peace. But if you get nervous or fearful, you will sink. When you are seeking a spiritual healing, feel that you are immersed in the Holy Omnipresence, and that the Golden River of life, love, truth and beauty is flowing through you, transforming your whole being into the pattern of harmony, health and peace.

Identify yourself with the river of life and love, and feel yourself swimming in the great ocean of life. That sense of oneness with God will restore you. He reitoreth my soul Psalm My faith in God is my destiny; this means an abiding faith in all things good. I live in the joyous expectancy of the best; only the best comes to me. My thoughts are the seeds of goodness, truth and beauty. I now place my thoughts of love, peace, joy, success and goodwill in the garden of my mind.

The glory and beauty of God will be expressed in my life. From this moment forward, I express life, love and truth. I am radiantly happy and prosperous in all ways. Thank you, Father. In other words, when you are prospering, you are expanding, growing spiritually, mentally, financially, socially and intellectually.

In order to truly prosper, it is necessary that you become a channel through which the Life-Principle flows freely, harmoniously, joyously and lovingly.

I suggest that you establish a definite method of working and thinkling and that you practice it regularly and systematically every day.

He had prayed for prosperity, but the fear of poverty continuously weighed on his mind and, naturally, he attracted more lack and limitation than prosperity. The subconscious mind accepts the dominant of two ideas. After talking with me, he began to realize that his thought-image of wealth produces wealth, and that every thought is creative unless it is neutralized by a counter thought of greater intensity.

Furthermore, he realized that his thought and belief about poverty was greater than his belief in the infinite riches all around him Consequently, he changed his thoughts and kept them changed. I wrote out a prosperity prayer for him, as follows I know it will benefit you also :. It created the universe and all things therein contained. I am a focal point of the Divine Presence. My mind is open and receptive. I am a free-flowing channel for harmony, beauty, guidance, wealth and the riches of the Infinite.

I know that health, wealth and success are released from within and appear on the without. I am now in harmony with the infinite riches within and without, and I know these thoughts are sinking into my subconscious mind and will be reflected on the screen of space. Loved it! Great book with lots of stories to illustrate the teaching points. The author provides you the directions to change your life. Great book, very knowledgeable. I highly recommend! Excellent read. This book is a roadmap on how to live a more powerful life.



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